Chicago Title Endorsement Handbook - Chicago, IL

Non-ALTA 2006 • 297 ENCROACHMENT ENDORSEMENT (MUNICIPALITY) Encroachment Endorsement (Municipality) is available for owner’s and loan policies. It insures the Insured against a final court order which requires the removal of a structure because of its encroachment onto adjoining public property (typically a street and/or alley). Among the factors which must be considered before this endorsement may be approved are the size of the encroachment, the length of time the encroachment has been in existence and the permanence of the encroaching structure. This endorsement specifically excludes liability for the non-payment of any license fee which may be imposed by the municipality for the continued maintenance of the encroaching improvement. Encroachment Endorsement (Municipality)